interest rate advisory services for hud-insured loans
We Make Sure Your Rate Is The Rate You Were Promised
Welcome
We are a team of experts who understand the capital markets loan placement business. Armed with our knowledge and relationships, lenders and borrowers can jointly benefit from our expertise.
What's the problem?
Interest rates are set when the bonds are sold
Interest rates are set when the bonds are sold
Interest rates are set when the bonds are sold
Borrowers and loan salespeople struggle to understand if their company is really offering the best rate. Are they leaving money on the table?
Interest rates fluctuate
Interest rates are set when the bonds are sold
Interest rates are set when the bonds are sold
The benchmark 10-year treasury yield fluctuates throughout the day, which means the mortgage rate fluctuates.
Closeted bond pricing
Interest rates are set when the bonds are sold
Closeted bond pricing
Lenders hide bond pricing strategy from their customers and their employees, and never promise specific pricing when the engagement letter is signed.
The KimmyMae Solution
Education
Education
Education
First, we have content and courses that teach market participants how interest rates are set.
Advisory
Education
Education
Our business intelligence data and 25+ year track record make us well-armed to provide transparent information.
Execution
Education
Execution
Mudzie™ calculates real-time market rate indications and the KimmyMae software platform conducts the rate-lock auction.
Rate Lock:
(n.) The moment in time when a loan's interest rate is fixed. The rate lock is not confirmed until borrower and lender have agreed to all terms and conditions via contract. Cannot be undone without penalty.
Multifamily/Healthcare:
(adj.) Of or relating to housing dwelling units of 3 or more. Commonly known as apartments, nursing homes, assisted living facilities, elderly housing, and the like.
(n.) A class of housing commonly referred to as rental housing. The opposite of single family. Also included are nursing homes, assisted living, senior living, and other residential healthcare facilities.
Agency Lending:
(n.) A type of mortgage finance that utilizes loan guarantees from federal public and semi-public agencies. The Federal Housing Administration, GNMA, Fannie Mae, and Freddie Mac are all agencies in the Agency Lending space.
(n.) A vehicle through which multifamily borrowers can secure lower interest rates on their loans when they commit to providing affordable housing.