KimmyMaeKimmyMae
HUD · Multifamily · AI Underwriting

Borrower ReadinessThe AI engine behind smarter, faster HUD multifamily lending.

KimmyMae AI unifies borrowers, underwriters, and legal teams with lenders across a family of products — from checking deal readiness and matching lenders to researching HUD rules, assisting underwriting, and managing the transaction to closing.

Launch platform — free toolsBook an enterprise demo
Built forHUD MAP RulesGNMA-ready Docs223(f) · 221(d)(4)and more
The status quo

HUD lending runs on friction.

HUD, lenders, borrowers, and investors — four stakeholders, four disconnected toolsets, and a compliance regime that punishes every gap. The work is slow because nothing shares a source of truth.

HUDLenderBorrowerInvestor
Fragmented tools
Spreadsheets, email threads, and siloed portals that never connect to outside data. No one shares a single live view of the deal.
Manual underwriting
Underwriters hand-check every MAP rule and exhibit. Days of effort on each file before a verdict.
Low-quality lead flow
Lenders sift noise to find one fundable deal. Strong borrowers go unseen in the pile.
Opaque compliance
Missing exhibits and rule misalignment surface late — after weeks of sunk work.
The KimmyMae answer

One connective layer between all four stakeholders.

KimmyMae AI replaces the patchwork with a single, intelligent platform — every deal scored, every document validated, every party working from the same live record.

Shared source of truth, end to end
AI triage before a human touches it
Compliance checked as you build
The KimmyMae platform

One platform, organized into four pillars.

Prepare a transaction, find the right lender, model your financing, research HUD guidance, and execute through closing — each product works on its own, and they're stronger together.

BorrowFinanceIntelligenceExecute
Built for every seat at the table

One platform, three tailored portals.

The Borrower Portal

Stop guessing whether your deal is ready.

Create a deal, get an instant AI readiness score, and watch your pipeline move from draft to funded. When you're ready, opt in to distribute directly to matched lenders.

  • Instant readiness check — score and fix-list before you submit.
  • Live pipeline tracking — Draft → AI Scored → Under Review.
  • Opt-in lender distribution — reach funders only when you choose.
The everyday finance toolkit

Free tools, no login required.

Start with the daily-driver tools any finance team can use — then step up to the secured borrower, underwriter, and lender portals when you're ready.

Mudzie Pricing Tool
Live FHA note rate range · updates daily

See where your FHA-insured loan may price today — a real note rate range from Mudzie, refreshed daily against current market conditions.

Note Rate
6.10%–6.60%
30-Day Avg
6.35%
MY AI Assistant
24/7 HUD MAP chatbot

A conversational assistant continuously updated on HUD MAP program rules and regulatory guidelines — answers complex questions instantly.

"Does 223(f) allow cash-out?"
Yes — with conditions. If existing debt is under 80% of value, cash-out is permitted up to the lesser of the program LTV limits…
Mortgage Calculator
Live — drag to model your financing
$24,000,000
5.85%
35 yrs
Monthly payment
$134,437
Total interest$32,463,337
The bottom line

Measurable ROI for every stakeholder.

Faster deal triage

Fewer bad submissions, less wasted effort. AI scores a deal in seconds, so humans only touch what's worth their time.

Compliance confidence

Automatic document gap detection and MAP alignment, caught while you build — not after weeks of sunk work.

Frictionless communication

Better alignment between borrowers, underwriters, and funding sources — all working from one live, shared record.

38s
Avg. time to AI score
4×
Faster underwriting triage
100%
Opt-in, pre-scored leads
0
Junk leads in the inbox

Transform your HUD lending workflow today.

Whether you're modeling a scenario, submitting a deal, or managing an underwriting queue, KimmyMae AI makes it seamless.

Try free tools nowContact sales