Branig Capital Markets has been a consulting and loan placement firm for 40 years. Beginning in 2023, we're transforming ourselves into a rate-lock platform.
"A platform is when the economic value of everybody that uses it exceeds the value of the company that creates it. Then it's a platform."--Bill Gates, Microsoft
Never before has someone attempted to break through information barriers in this space. Mudzie™ is an interest rate machine that calculates your rate and applies it to your loan sizing software. Your originators will be able to inform your borrowers of their interest rate and loan proceeds right away. No need to wait for a call back from your rate-lock desk.
Mudzie will even alert you of changes in rates so you can pull the rate-lock trigger when it makes the most sense. Your capital markets people are busy and can miss sudden market movements. KimmyMae will be able to execute locks when the market can deliver your preferred rate and bond price. And trade confirmations are automated and delivered digitally for signature right away.
From the market's open until closing, KimmyMae™ has access to live information that will help you keep your borrowers informed about mortgage rates. Offering lower rates could mean a competitive advantage for your firm. We know when rates are falling and rising, and how they're affected by economic news--in real-time.
Whether you were working through the Financial Crisis or not, you were aware of the frantic pace of change in both the bond and equity markets. We helped our clients weather the storm, placing loans with investors when other lenders were unable to get a bidder on the phone.
Integrity matters, and our track record speaks for itself. Ask GNMA whose customers offered the very lowest mortgage rates in the HUD multifamily industry. They're all former Branig customers. Ask Fannie DUS lenders how they managed through the financial crisis. Investors helped provide liquidity in times of stress. SBA lenders relied on government support to keep small businesses running.
Live data feeds mean we are getting the same i-curve and SOFR interest rate indications as the Broker-Dealers. We know where market spreads are, and they're inputted into Mudzie™. Lenders submit a rate to the machine and it will calculate a price for each of their loans. No more guessing. No information delay. And all for less than the price of a Bloomberg® license.