Mudzie is a lender's secret weapon
Rate indications and GNMA pricing on demand
The newest software tool for HUD lenders allows underwriters and originators to calculate an approximate real-time pricing and rate quote for both permanent loans and construction/perm loans.
Mudzie is mobile
Bloomberg® users know that BC35 went away recently. Mudzie allows you to make the same real-time calculations on any web browser. The Basic version is available to beta users now, and more features will be added soon.
Price-to-rate option
A Bloomberg terminal requires you to back into a rate or price with multiple requests. Mudzie gets you to your answer faster and without the risk of some human error. It has base settings for "plain vanilla" permanent loans and construction loans (please see the disclosures).
Reduced MIP help
A lender can enter front-end fees and Mudzie will subtract those points from the $105 maximum. Then, Mudzie will calculate a rate. Avoid penalties and stay HUD-compliant by making sure your lender fees don't exceed 5% of the mortgage amount. Several lenders were sanctioned last year for failing to comply with this rule.
What problems do Mudzie and KimmyMae solve together?
What's a live interest rate?
What's a live interest rate?
What's a live interest rate?
Mudzie has real-time US treasury curve data and can calculate a GNMA pass through rate for you instantly.
Interest rate trends
What's a live interest rate?
What's a live interest rate?
Mudzie displays a graph of the past 3 months of rates at a price of $102. Download the data you need for your borrowers (coming soon).
Market perspective
What's a live interest rate?
Comparison between lenders
Your rate lock desk may have macro market blinders on. KimmyMae's business intelligence tools will analyze trades across many lenders and investors. You'll make better long-term decisions with more data.
Comparison between lenders
Comparison between lenders
Comparison between lenders
Your rate lock desk only represents your company's loans, and cannot assess if it's leaving money on the table. KimmyMae's intelligence tools will gauge whether the pricing bids you're receiving at auction are comparable to bids other lenders are receiving, In real time.
Tech advancement
Comparison between lenders
Best GNMA Execution
The HUD multifamily industry needs cutting-edge solutions for business processes. Borrowers avoid HUD because it's cumbersome and not known for efficient technology. KimmyMae and Mudzie create a platform for technological progress.
Best GNMA Execution
Comparison between lenders
Best GNMA Execution
KimmyMae and Mudzie are tools to assure lenders and borrowers that they're receiving the best bond execution possible. Mudzie can watch the market and notify lenders of beneficial rate changes, start an auction quickly, and manage the digital documents afterward. Efficiency lowers the cost for all market players.